subject: Easy Cash Advance Payday Loans - Smooth Sailing of Cash Deals [print this page] You have to prove that you are an eligible candidate and only then will the lender consider sanctioning the loan. The criteria that is generally required includes the borrower being 18 years and above holding a valid checking account. He/she is required to be a UK citizen and a copy of their ID card is a must. Residential proof also should be provided and the borrower has to earn a stable monthly salary at a reputable business enterprise.