subject: Getting Emergency Cash For Immediate Financial Problems [print this page] Author: Walter Sigmore Author: Walter Sigmore
If you require a swift and convenient access to money then look no further. Getting emergency cash in the form of payday loans is very easy. There is no need to visit other types of lending institutions because these loans can be acquired overnight and require very few requirements.
All paperwork by you is completed at the time of application. The lender automatically completes the rest. The minimum requirements that need to be fulfilled are that you need to be at least 18 years of age, a citizen of the United States, are employed for the past 3 months and have an active bank account under your name. There is absolutely no check on your credit history so, unlike other conventional consumer loans, you do not need to worry about being rejected because of a poor credit rating.
Financial emergencies can strike at any time without any warning. For this reason, payday loans are very useful. They are essentially short-term in nature and can be used to pay off your bills, credit card debts, college fees, medical expenses, etc. These loans typically range between $100 - $1500. Whatever the reason, you are advised to get such a loan 3 days before when you actually need the money. However, if a particular financial problem suddenly erupts then you can also choose to have the loan wired to your bank account within just 1 hour.
Unemployed people can also get such a loan by asking someone to act as their guarantors or they can put forward a valuable item, such as a car, as collateral. The basic point is that you have to convince the lending company that you will be able to repay the borrowed loan. Normally, you receive about 2 - 4 weeks to repay the borrowed amount. If you feel that you are unable to repay it, then you must inform the lending company about this and in some cases, they will grant you a small extension on your existing deadline that is usually for 2 weeks.
When you submit your payday loan application, the lending company will contact you in just a few minutes. If all of your paperwork is in order, you will get an instant approval. After this, you can receive the payment in your bank account in 1- 24 hours. If you state in your application that you require the loan in 1 hour then you will receive the payment in that same hour of submitting the application form.
You never have to wait for long with a payday loan. Apply for one today and get emergency cash for all of your immediate financial needs.About the Author:
Click below to receive instant approval of your selected amount, from $100 to $1500, in just a few short minutes.
