subject: Business Reward Credit Cards; How to Choose [print this page] Author: Wendell and Charmayne Vannatter Author: Wendell and Charmayne Vannatter
With so many business reward credit cards on the market today, sometimes it is hard to know which one to choose. What should a person look for in choosing a new best credit card? There is a large assortment of cash rebate credit cards available today. As an individual or a small business owner, finding the best credit card reward program for your personal use or your business will require good judgment and perception. Here are a few points to consider. Small Business Startup: Lets not forget that if you are planning to start up your own small business, and you do not have enough cash on hand, a cash back reward credit card may come in very handy. Business reward credit cards may be used as working capital or to purchase equipment to begin your business operations. That one month grace period can be used to stretch your working capital to the maximum and allow you to actually acquire accounts receivables and receive your first income before the grace period ends. Also, business reward credit cards are enriched by rewards and a cash back reward credit card is especially intended for small business owners. Is the Card Companies Promotion truly Attractive? When looking at the best cash reward credit card, you will notice that most card companies will lure the customer with a 0% introductory rate on the annual percentage rate, or more commonly called the APR. If this is the case, ask the company how long will this introductory savings be? Dont go for what seems like a really good deal right away. Check for the annual fee, penalty fees, and make sure that the annual percentage rate remains at the lower rate once the introductory offer expires. The True Rewards: Usually business reward credit cards offer greater rewards and promotions than an individuals credit card. Be sure to take advantage of this fact and use it to you and your businesses advantage. You want to choose business reward credit cards with rewards and bonuses that will match your kind of business. There are companies that award points for every dollar spent on your card. Most cash rebate credit cards also have cash back programs which entitle you to rebates on all of your purchases. If you purchase lots of products for your business on a regular basis, then this type of credit card should work well for you. Convenience: As a small or in-home business owner, time is precious. Like the old saying, time is money. Having online access to your account, seven days a week makes it a very convenient way to pay your bills and do your banking. Make sure your card company has options that are compatible with your financial software program so you can easily download your monthly financial statements. With this information you should now be well informed and ready to make the decision. Dont be in a hurry, do your research. You can search online for numerous business credit card applications. For more information on the best business reward credit cards visit; http://www.NewBestCreditCard.comAbout the Author:
Wendell and Charmayne Vannatter are writers and bloggers who frequently write about New Best Credit Cards.
You may also wish to check out their article on Cash Rebate Credit Cards; Are They Right for You or Your Business? At
