subject: The Importance Of Medical Clearance In Getting Insurance Policy [print this page] In getting an insurance policy, it is required that you first undergo a physical examination. This is essential in order for the insurance company to determine the overall state of your health, before they insure you. If you are a typical healthy individual, there is a high chance that you will get the best deal because you have minimum risk.
During the physical examination, there are certain processes you have to go through. The medical company needs to get blood sample, urine sample and even stool sample from you. These samples will help them determine if you have high blood, other blood complications as well as kidney complications. They will also take your height and weight in order to know if you are overweight, underweight or just on the right weight. They will also ask you about your medical history, if you had operation in the past or some type of diseases and allergies.
Insurance is a security for the family of the person getting it. This is essential if the person who dies is the head of the family or the breadwinner. With the insurance, the family has claims to help them financially. All the family has to do is to get proof of the death of the insurance companys client such as death certificate and police report.
Most businesses provide insurance policies for their employees. However, before they get their insurance, they have to undergo medical clearance first. If you think that your company insurance is not giving you what is appropriate, you can always get your own insurance. There are a lot of healthcare sites you can browse for options.
Getting the best deal means being healthy before your medical clearance. Drink a lot of milk before the physical exam. This will help your body clear the toxins and flush it out. Drink water regularly and avoid drinking alcohol and smoking for at least a week.
Medical clearance is a big part of the insurance process. Take this into consideration if you havent applied for insurance yet. Avail of the best benefit as much as possible to ensure the future of your family, even after your death.
by: Clara Heisler
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