subject: A Small Business Loan In A Tough Market [print this page] Small business loan sources have been rare since the economic downfall began, and starting funds is nowhere to be found. Even if you have had a verifiable ability to make transactions, profits and just need a little extra working capital to expand your business, the present financial uncertainty has made local banks and investors reluctant. Despite having received trillions of dollars from the U.S. Treasury, the banking industry is still keeping a short leash on credit and working capital. So, you should ask "Where is my bailout?"
Luckily, there is still source with available financing for small business owners that is ready for storefronts that generate a consistent stream of Visa-MasterCard revenues. This source of financing does not come from investors that will always keep a portion of your profits, or from tightfisted lenders; it is a cut-and-dry working capital supply called the business cash advance.
Depending on things like the amount of time you have been in business, and the average volume of your Visa-MasterCard revenues, you may qualify for as much as $100,000, or even more under the correct circumstances, without tying up your credit or even putting up collateral.
With a merchant cash advance program, the provider actually purchases a part of your future credit card transactions from you at a at a cheaper price; in return, you get a lump sum of funding that you can use to your best judgment for growing your business. The wonderful thing is, if your business hits a slow time, instead of stressing a set loan payment, the payments on your merchant cash advance also slow down.
In addition, unlike investor working capital, once you have paid back the merchant cash advance you are done, no strings attached. If you know that an infusion of financing like this could help to advance your business by a leap and bounds, you may be a good candidate for this kind of small business funding.
by: Daniel Samoohi.
welcome to Insurances.net (https://www.insurances.net)