subject: Maximise Your Rewards When You Compare Credit Cards [print this page] All credit cards companies want people to apply for and obtain their credit cards, after all this is how they earn their money. With the number of credit cards on the market growing at a rapid pace companies need to find a way to get your custom. It is now the norm to find credit cards that come with rewards for their use. When you compare credit cards you can see the various rewards schemes that credit card companies are offering.
The type of rewards you can expect to find when you compare credit cards are:
A percentage of cash back on every purchase that you make on the card. This type of reward is particularly useful for anyone who spends a great deal of money on their card and would like money back in return. To find which is the best card cash back you should compare credit cards.
Air Miles - lots of credit cards that are on the market today will offer their customers Air Miles in exchange for spending on them. So if you are someone who goes abroad on a regular basis you might want to compare credit cards that have Air Miles and their reward incentive.
Points schemes are also very popular. These work by building up points every time money is spent on the particular credit card. The credit card company will have catalogues of products and services that can be bought with the points that have been accumulated on a credit card. Some of these products are quite expensive and can be well worth saving up your points for.
Charity schemes are growing in popularity also. Schemes like this work very much like a cash back reward. However instead of the money going back to the person who owns the credit card, it goes to a dedicated charity instead. Anyone who wants to support a charity with their credit card can find out more about this when they compare credit cards.
Having a lower rate of interest for a set period of time is also considered a reward. Some credit cards offer 0% interest for up to 12 months, so if you want to take advantage of this compare credit cards and see which have 0% interest for a certain period. Taking out a credit card like this can be really useful if you have a balance transfer from another card. However for it to be fully beneficial you need to try to pay off the balance in full by the end of the 0% interest term.
Anyone who wants to maximise their rewards which are offered by their credit card needs to compare credit cards. By doing this you will not let any excellent reward schemes slip past you, something which can easily happen when you do not compare credit cards. Go online and take a look at some of the fantastic comparison sites and get a credit card that will give you the maximum reward.
by: DANIEL K.TAYLOR
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