subject: If You Think Static Caravan Insurance Cover Is Unnecessary Think Again [print this page] If you have got a caravan and it's something you only use occasionally on holiday, you may think that it's not necessary to have proper cover for. Many people erroneously think, in fact, that their standard car insurance cover also covers their caravans, but that is not true. You need specialised caravan cover no matter how often you use your caravan; you do not want to be caught out without proper cover should disaster strike. If that should happen, you would be in a pickle, indeed.
That is why it's important to have static caravan cover no matter what. There are absolutely different choices you can make in terms of policies and insurance companies offer particular types of cover based upon how you use your caravan. If you use it a lot, you will choose a more comprehensive policy than you will if you only use it on holiday in the summer, for example and then let it "sit" for the rest of the year.
Nonetheless, there are risks and potential damages that you need to take into consideration when you are shopping for cover and that is true, by the way, even if you simply store your caravan for much of the year. For example, your cover policy is going to need to include cover for damages that result from weather, vandalism, mishaps including fire or theft and so on.
Therefore, you are going to need cover both for when you are using your caravan and for when you have got it in storage. Do not make the mistake of letting cover lapse when you put your caravan in storage, only to find that you are out of luck because it's been vandalised or because it's been damaged in some way and cannot be used.
How do you find the best static caravan cover?
The best place to start researching the best static caravan cover is to look online. Many insurance companies actually will give you better cover rates if you buy your insurance online and they may also give you price savings on your cover if you have more than one insurance policy through them. Do not make the mistake, however, of thinking that your standard vehicle cover is also going to include your caravan. It's not. For that, you need special caravan cover.
The first thing you should do is to simply type "caravan insurance" or similar keywords into your favourite search engine and see what comes up. Chances are, the first four or five companies listed are going to be top-notch in terms of services offered; it's not foolproof, but oftentimes, good page rankings mean that customers are happy with companies' services, in that they visit their websites a lot. Good websites get good traffic, which means they rank well in terms of listings.
Decide what type of static caravan insurance cover you want and then take a look at each company in terms of customer service and quality of products offered. Narrow down your choices; generally, you will pick the lowest price policy with the best quality cover for your needs as you make your final decision.
Again, do not make the mistake of thinking that static caravan insurance cover is not necessary because you do not use your caravan that much; nor should you make the mistake of thinking that your caravan is covered under your standard vehicle insurance policy. Make sure you have the proper caravan cover so that you are protected in the event of an unfortunate mishap.
by: Neil Anderson
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