subject: Driving Around With Auto Insurance [print this page] When travel insurance becomes a negligible travel must have, people find themselves in a jam when they realize its value only when they are about to check into a flight, it can be compared to a summertime Paris trip where you forget to make hotel reservations. There is a seasoned traveler who also works as an insurance executive and he stresses the need for people to go through their policies just as they are beginning to plan their trip, this is for them not to experience any hassles along the way.
As an example, he shared some things about the recent seven week world trip he just took. A Malayan car, an Indian train, and an boat became his modes of transportation for the trip he intentionally planned to take completely by airplane. If he had settled for only flight insurance instead of an additional accident and common carrier coverage, he and his family would have been unprotected in the event of his injury or death while traveling on the ground or on water.
In order to help people arrange their travel plans, he used his knowledge in insurance policies not to mention his knowhow when it comes to possible travel predicaments to generate several useful travel guidelines. It is important to know where you stand in terms of insurance, he advises, you need to be aware not only of what your existing policies can cover but what policy you may also need to obtain. Also see to it that you have no pending premiums so that you will not have the problem of your coverage being suspended.
A personal health insurance plan should be assessed, he stresses, so that you will be secure in knowing that your family is also protected during the trip. For the usual vacation trips, he pointed out, health insurance covers the insured even out of the country.
If the trip will last for about 9 to 10 months, then it is important that the insurance providers be notified earlier. Traveling for so long may result to the invalidation of the traveler's insurance coverage.
It is best to always have your policy identification card with you at all times, this is because there are auto insurance policies that can protect you anywhere in the country and even in Canada, but you need to bring this along. To avoid much hassle when you are in Canada, simply take some proof of insurance along with you, this gives you security over certain impounding statutes that they may have.
Several auto insurance plans have restricted coverage in Mexico. It is stressed by the Mexican government that travelers go to the representatives of Mexican insurance companies located in the border towns.
Prior to taking the trip, a member of the American automobile association who plans on visiting Europe can have his local club arrange for insurance coverage to be provided for when he arrives, a London firm will provide him with the needed coverage and he will be free to drive around various cities.
Car rental agencies in Europe also can arrange for protection. Things could not get any worse than finding yourself as the reason behind an accident occurring in a foreign country, when you are in Europe always remember to drive safe and drive smart.
by: John Chambers
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