subject: Finding An Affordable Auto Insurance Company [print this page] If you're looking for an affordable auto insurance company, here's our advice: Stop looking. It's not your job to look for a cheap company to provide you with insurance, rather, it's the insurance agency's job!
In all seriousness, why are you wasting all of your time looking these companies up manually when an insurance agency could easily cover that for you in seconds flat? Looking up the companies yourself can take hours, and you're still not sure if you looked everywhere and got the best possible deal. You'll always be left wondering.
Rather, what you want to do is just look up a good insurance agency and let them do all the searching for you. For starters, they're completely free. You're probably saying "Free? Well they have to get their money from somewhere, right?" Yeah they do, but they don't get it from you.
Agencies work on commission, meaning that they take their cut from the insurer's end, not from yours. While you may suspect that they would try to get you a higher rate in order to get a higher commission, the fact is that, for one, that's illegal, and for two, it's just plain dumb business. Why do something that will only scare away all of your potential customers?
You can go ahead and look up every single company individually if you really feel that it's best handled by you rather than by an agency, but if you're that good at finding affordable insurance, then you should seriously consider opening up your own agency and selling insurance through it.
If you want to save a lot of money, not to mention a whole lot of time and headaches, then there's simply no reason to bother looking for insurance all on your own. Just go through an agency and they can find you the best possible deal for your needs and your situation and vehicle. On the other hand, if you like spending more time and money than you really have to, go ahead and keep looking yourself for a cheap insurance policy, but don't expect to find it quickly.
The only other thing you can really do to ensure that you get a good rate on your insurance is to make sure that your record is completely clean. If you've never had an accident in your life and you've always paid for repairs yourself, you might just wind up with some cheap insurance, but not unless you're having the agency find the insurer who'll take all of that into consideration and cut you a deal.
by: Lance Thorington
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