subject: Plan Cheap Checks That Make You Money [print this page] You'll find hundreds of ways to cut back on expenses and stash cash when the habit develops. "Industry, perseverance, and frugality make fortune yield." - Ben Franklin
Combining your cable, phone and internet service into one unified provider will result in significant savings. That simple action can save you a nice bundle of time paying one bill instead of three.
Newspaper and magazine subscriptions can cost hundreds of dollars every year. Instead, read them online or visit the library. The library is a nice peaceful place to get your reading done at a substantial savings over newsstand prices.
There is no need to pay for the privilege of having a personal checking account. Many competitive banks offer free checking. Also, there is no need to buy your personal checks from your bank when you can buy cheap checks online and save 50%.
Giving the credit card companies interest charges on the balance in the neighborhood of 20% makes absolutely no sense. Pay off the balance on your credit cards monthly. Avoid being a victim of legalized theft.
Saving money by switching light bulbs will save hundred s of dollars for the average household. Fluorescent (CFKs light bulbs use 75% less electricity and last 10 times longer. Ordinary light bulbs are costly to use; don't use them.
Auto insurance is a necessary expense, but if you can raise the deductable rate, you can put considerable money back into your wallet. Small fender benders you'll probably not report since it will increase your premium, so give thought to what you could self insure and you'll be miles ahead. Make a point of amplifing your deductible if you can afford to do so. If you pay you bill annually instead of semi annually you can save even more.
Shut doors and vents in unused rooms. Reduce the temperature in these rooms and seal cracks in windows and doors. Make a check on the outside of your home for air leaks that seep into a home and remedy the situation and cut back on expenses.
by: Otto Bostwick
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