subject: Selecting Ideal Cheap Holiday Insurance [print this page] Its what you work hard for all yearIts what you work hard for all year. That precious week or two away. Now it is all booked and you cannot wait to get away. You have put the date on the calendar, although you are hardly likely to forget it. Maybe there is one thing that you have forgotten, and that is to buy some cheap holiday insurance.
You should not think of travel insurance as being optional as it is very necessary. It could save you a lot of money and does not cost a fortune. It is a a very small percentage of the total cost of your holiday. If you are going to Europe then you may think you are covered. The European Health Insurance card will cover you for basic medical care in hospital, and that's it.
This card will only cover you for the cost of basic health care while away. This sounds great until you being to think about it. If you should be injured so severely that you need special transportation to get home you are not covered. This can run into thousands of pounds. If there are any expenses for relatives that occur from your illness then they are not covered.
It will not cover you if your baggage goes astray. It will not cover you for any lost or stolen property. If you are travelling outside Europe then it is even more vital to take out insurance as soon as you book your holiday.
There is a very good reason for this, because it will start to give you cover even before you have got to the airport. If a relative becomes ill then you can claim cancellation costs. If you become ill then obviously it is the same.
Should your car break down on the journey to the airport, and cause you to miss your flight then you will be covered, and it is the same for flight delays. If your suitcase goes missing then you can put in a claim for the cost of emergency clothes. If someone steals your money, passport or jewelry then you are covered.
If your holiday plans include any activities such as scuba diving, other water sports, or winter sports then you should check to see if you are covered. There may be a small extra charge for this kind of insurance but it will be well worth it for the peace of mind. It is never worth trying to do without cheap travel insurance, as you could end up paying the price for it for literally years afterwards.
by: Julio Halvorsen
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