subject: Why You Need Health Insurance - Insurances.net [print this page]
There is no such thing as universal health insurance. The U.S. government does not provide health benefits to its citizens or visitors. Every time someone receives medical care, someone has to pay for it. Medical costs are very expensive. A broken leg can result in a $7,500 bill, according to the U.S. government website. If you need to stay in the hospital for three days, it will probably cost you around $30,000. Most people in the United States have health insurance. Health insurance protects you from incurring large debts to doctors and hospitals if you get sick or injured. To enroll in health insurance, you must pay regular premiums (referred to as "premiums") to your health insurance company. In exchange, the company agrees to pay some or all of your medical bills. Let's find out more about health insurance. The majority of your care is received from your primary care provider (PCP). After purchasing health insurance, you can choose your PCP, which is part of your insurance company's network. If you have MIT Health Insurance, you can choose PCP at MIT Health. Your new PCP could be a nurse or a doctor. You see your PCP if you need a physical exam or lab tests, are sick, or need treatment for an ongoing condition such as diabetes or high blood pressure. Learn more about PCP here. Appointments are usually required for treatment. If you would like to see a PCP, you must call the PCP's office to make an appointment. When you call, you must explain why you need the reservation. If you are sick or injured, you can receive immediate medical attention. If all you need is a regular checkup, it may take several weeks or even a month. Click here for more information on the schedule.
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