subject: Medical Insurance -tips To Prevent Sports Injuries For Weekend Warriors [print this page] When boys and girls play sports they are usually required to have a physical before they start. Grown up boys and girls usually dont have to do that even in sanctioned league play. Medical insurance can help you out with the check up part. All medical insurance plans now offer a free physical every year. Now might be a good time to get some health insurance quotes if you have an older plan that does not give you free preventive care.
The best medical insurance plan in the world is not going to be able to prevent injuries so its important to take a look at some things you can do to keep yourself from getting hurt. Lots of people play sports to stay in shape and it would be awful to be injured as a result of trying to take good care of yourself. Always be up to date on how your medical insurance policy works. If you have a deductible remember that you must pay that deductible before your medical insurance provider will help to pay any bills you may incur. You also may want to have a list of doctors, hospitals, and urgent care centers in your wallet that accept your medical insurance so that you are in network in case something happens.
About.com has some great suggestions on how to have fun and stay safe. They report that research suggests that injuries could be reduced by 25% if athletes took appropriate preventative action.
1. Be in proper physical condition to play a sport. You should be in that proper physical conditions before you participate. Dont rely on the sport to shape you up. Its comforting to know that you have medical insurance should something happen so make sure that is place also.
2. Know and abide by the rules of the game. A lot of the rules are in place to keep things safe. Especially regarding a contact sport. Some medical insurance carriers offer MRIs and other advanced imaging services at a flat rate instead of having to meet your deductible.
3. Rest. The more you play the more you should rest. Count the number of pitches you throw in baseball or softball game. Surgery for baseball player should be avoided at all costs even though you have medical insurance to pay for it.
4. Always warm up before playing. Im not sure if that needs any more explanation. But, it does lead me to ask you a question. If you are past 20 can you get out of bed and touch your toes when you first wake up, or, better yet would you want to? The best medical insurance in the world will not help you with pulled ligaments.
5. Avoid playing when you are very tired or in pain. Playing sports when you are not well rested is a recipe for injuries. Pain is your body telling you that youll be using that medical insurance if you dont stop.
by: Susan Hart
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