subject: Top Health Insurance Providers For Asians [print this page] If you are residing in an Asian country either because of work, long-term traveling, or you're a natural citizen to a country, you might be looking for good health insurance coverage. Many people take for granted the fact that they or a family member can become suddenly ill. Accidents are equally unpredictable and even more sudden; one never knows exactly when one will happen, so it's best that you're prepared ahead of time.
When trying to find the right health insurance for your needs, it might be a bit more complicated than you expect it to be. You want to make sure there are no hidden fees and that everything you need covered is taken care of. Putting some time into finding the right insurance for your particular situation will be beneficial in the long run.
Pacific Prime International is a company well known throughout Asia and the world for their great health insurance programs. PPI has been in the insurance industry for over 20 years. They have specially trained advisors to help you choose the right insurance plan you need. One of PPI's main offices is located in Hong Kong, but there are many other offices around the world.
Some of the programs offered by PPI are individual and family plans. Plans for individuals can be formed even if they have chronic diseases. This plan covers emergencies, hospitalizations, and surgeries under a low premium. For the family plan, services provide medical evacuations and much more. They also provide medical insurance to groups, travelers, and teachers.
Global Health Asia is a great insurance provider for Asia and also provides coverage internationally. This company was established back in 1997 by a group of insurance experts. GHA takes great care of their customers and always makes sure that their needs come first. This great insurance provider operates out of Singapore, Hong Kong, and Shanghai. They also have many other partner companies throughout Southeast Asia.
Global Health Asia provides three levels of plans:
The 400 / AAA Plan: This plan gives a full refund for day-patients, out-patients, and in-patients that have required treatment. This includes those that have chronic conditions. It also provides repatriation and emergency medical evacuations plus many more benefits that are relevant to these. Maternity, dental, and personal accident coverage are all optional to this plan. This plan is obtainable for individuals and families.
The 350 / AA Plan: Provided in this plan is a full refund for day-patient and in-patient treatment. Maternity, personal accident, or dental coverage is optional. Emergency evacuations are available along with repatriation and many other benefits. This plan is obtainable to individuals, families, and corporations.
The 100 / A Plan: Sub-limit or full refunds are possible for in-patients and day patients; it depends on the treatment given. Personal accident coverage is optional. Repatriation and medical evacuation are offered along with many other benefits. This plan is available for corporations, individuals, and families.
Many other insurance companies that give health insurance provisions to Asians can be found with the help of search engines. Be aware of fraudulent websites; make sure to read reviews and check around to see if companies are legitimate. Take your time to read over all of the coverages, fees, and options for a better plan to fit your needs.
by: Casey Trillbar
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