subject: Well Being Expenditures Taken Care Of By Student Well Being Insurance Coverage [print this page] Student s about to travel abroad for study are occupied with so many things, and insurance is generally not one of them. It is important, however, to have the right kind of international student health insurance, and one can choose from several available plans.
Usually, one cannot purchase any health insurance plan when on an international student visa. Colleges and universities specify the kind of coverage that a plan must possess, and also offer a plan that meets those criteria. Students can also purchase other plans that meet the universitys specifications.
Students on a J1 visa are required by law to have certain minimum coverage amounts in their health insurance plans, as also coverage for repatriation or emergency medical evacuation to their home country. Plans for international students must have that coverage.
International student health insurance covers emergency medical care including ambulance services, intensive care, and emergency room services, hospitalization, physician visits, diagnostics, and prescription drugs. If a student first seeks treatment at the college student health center, most plans waive the deductible.
When you purchase an international student health insurance plan, your plan will likely offer you a choice of maximum benefits and deductibles. Choose the amount that is right for you. Repatriation of remains is usually included, but check to ensure that the plan features enough coverage for repatriation. Emergency evacuation benefits are also included.
If a student needs help with issues relating to drugs and/or intoxicants, or has mental health problems, the student health insurance plan will cover those conditions. Students in particular are vulnerable to these problems and one must remember to stay clear of such influences.
You can purchase international student health insurance online within a few minutes. As soon as the payment is confirmed, you can download the ID card and Declaration of Coverage card, and send it to the college to show evidence of comparable insurance.
Some health insurance for international students feature other benefits such as lost baggage, travel help and legal help, if the need arises. A student can purchase the plan monthly, and renew if need be. Simple and neat, student insurance will really help a student when the need arises.
by: Tyron s Fisher
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