subject: Get Cheap Car Insurance Rates [print this page] Do You Know Your Facts About Car Insurance?
If you own a car, you need to know a little something about car insurance. If you're looking for car insurance there are ways you can save money on your car insurance rates, including knowing what type of insurance you need. Knowing the facts about car insurance can help you shave dollars off your car insurance rates. If you are financing a car, the lenders usually require you to prove you have full coverage on the car, but if you own your own car you may opt to carry only liability due to the age or value of the car. Read on to learn more facts about car insurance.
Which types of car insurance do you need?
People usually choose out of three basic types of car insurance. Liability, comprehensive, and collision. To put it simply, liability is required by all states. Find out what the minimum coverage is for liability insurance in your state. Comprehensive and collision car insurance are optional, but many people decide they would rather be "safe than sorry". Comprehensive covers all damage to your car by mother nature, theft, and vandalism. Collision covers your car if you hit an object or another car, whether or not it's your fault. As stated above, some people get the minimum amount of insurance, including just liability when a car is older or not worth very much. This is one option to save money on car insurance.
How much will I spend on car insurance?
Your car insurance rates will depend on a variety of factors, including your age, your driving record (good drivers get better rates!), the type of car you are insuring, how far you drive your car each day, etc. The best way to ensure you get the "cheap car" insurance rates, or the very best car insurance rates possible is to COMPARE, COMPARE, COMPARE! That's right, the more insurance rate quotes you compare, the better idea you'll have about a good rate for the insurance you need, and the better car insurance rates you'll get. Compare many quotes and you can guarantee that you'll find the best insurance rate around!
How do I compare car insurance quotes?
That's the beauty of it! The internet makes it so easy to compare car insurance quotes, it's not even funny! Just google "car insurance Portland Oregon (or the city and state you live in)," "Portland car insurance," "car insurance Portland," or "best insurance quotes." You will be amazed at the help available to you in car insurance. These websites are designed so you just enter your information and many quotes from different car insurance companies comes up. Then you can browse through each one, note the differences, and decide which car insurance fits your needs, and is the best price for your situation. Easy isn't it?
Get online and get the best price on car insurance today!
by: Dale Marcoux
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