subject: Car Insurance For Women Can Offer Better Rate [print this page] Car insurance deals for women is one area in the financial world which women are able to obtain better rates than men. Changes in discrimination laws mean that women can usually not be discriminated against, but as far as car insurance is concerned discrimination finally works in favor of the woman. This is shown by the fact that car insurance for women is usually much less expensive than it is for men.
Why Car Insurance for Women Is Usually Cheaper
The reason car insurance companies are allowed to discriminate according to gender when they set their insurance premiums is that there is statistical evidence to prove that these insurance agencies are taking on less of a risk when they insure female drivers than when they insure male drivers especially young drivers.
In actual fact women are less than half as likely to be involved in a fatal car crash than men are. Car insurance for women is cheaper because it is less of a risk for the insurance company to insure a woman than it is to insure a man.
Seeking Business From Female Drivers
There is a lot of competition amongst motor vehicle insurance companies nowadays, and this has led to a good deal of specialization in the field. There are a number of companies that are trying to get in on the large market of young female drivers by offering them special discounts simply because they are women.
Along with the above discounts for women there are also other discounts that women can benefit from, such as discounts for individuals who drive under a certain number of kilometers in a given period. Although this discount is not specifically for women, female drivers on average drive less frequently and also generally drive shorter distances than men do, and this again is in the women's favor.
How Women Find The Best Discount Car Insurance Rates
The very first step in getting the best rates is to get a number of rates so that you can compare the insurance rates and also what is being offered in each particular policy. It is best to try and get at least 5 different rates. One very good way to do this is to do it online and by doing this it will not take as long but if you do get your quotes online you will need to make sure you carefully check the fine print to see what is and what is not offered.
When you have short listed a few companies it is best to then ring them and check everything and query whether it is the best price they can offer for the best coverage or the coverage that you require.
By accessing one of these car insurance comparison websites it is a great way to find the best price on car insurance for women because you can read policies side by side and clearly see which company offers the best discounts for your own driving demands.
by: Clickwriter
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