subject: How You Can Be Sure Competitive Sr22 Insurance Quotes Available [print this page] Auto insurances are of different types and the way they have been promulgated in various countries are also different. But whatever way they appear to be the ultimate aim of auto insurance is to enable the victim of a vehicle accident to stand on his own legs by means of providing compensation and also to cater for the damage of the vehicles involved in the accident. SR22 insurance is also a type of auto insurance only and hence has a similar aim of providing a minimum protection in case of an accident.
Depending on the type of auto insurance one has, the level of liability of the insurance company is decided and it could go up to paying for all the expenditure incurred by all the persons involved in the accident along with the cost for the repair of vehicle damage as in the case of comprehensive auto insurance or it could confine to the compensation to only the third person involved. SR22 insurance is almost similar to the latter kind of auto insurance as it ensures that the driver has the protection for minimum liability as specified by the state which is given in the form of a certification by the insurance company which is bought by the driver as per the SR22 insurance quotes by the company.
This type of certification is mandatory in the United States as most of its provinces and motor vehicle departments incorporated this provision in their traffic rules. SR22 insurance is required to be obtained by a vehicle owner and also by a person who wants to drive a vehicle even if he does not own one. The provision of non-owner certification is made to cover this aspect. If the driver is known to have been a defaulter in violating any traffic rule earlier then for a period of three years and in the case of intoxication as mentioned under DUI or DWI rules, then for a period of five years such a certification by insurance company is mandatory.
SR22 insurance quotes are found to be varying from insurance company to insurance company. Competition could be the main reason for such a variation in the prices and one has to thoroughly search and analyse the prices of various insurance companies to get a perfect and cheap certification.
These insurance tariffs are easily available on the internet and hence it is not difficult for one to have a thorough research before buying one. The requirement of having such a minimum liability certification is cancelled by the particular insurance company only in the form another certification that is SR 26. In case the time period as specified mandatory by the State under various conditions are expired then also a certification on SR 26 form is required.
By providing an auto insurance liability on the part of the driver at least for the minimum protection, in US, the purpose of compensating the victim of a vehicle accident is effectively implemented and is exemplary for the rest of the world also.
by: Jennifer Obodo
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