subject: Do Not Neglect Compulsory Earthquake Insurance On Mortgage ! [print this page] When the house was bought with the mortgage loan at that time the housing ev kredisi which was built enforcedly and earthquake insurances would be protect the homeowners from the large financial insurances. After the devastation caused by the Marmara earthquake, Earthquake Disaster Insurance Pool (TCIP) was established to reduce rebuilding costs of the state and prevent victimization of people and since 2000 mandatory earthquake insurance application is started. The homeowners safeguard maximum up to 150,000 TL with this insurance against hazards such as landslide, tsunami, explosion, fire caused by earthquake. Insurance coverage meets not only the cost of destroyed houses; it can also meet repairing cost of damaged house caused by earthquake.
At present 1/3 of 3.5 million TCP policy which held annually in Turkey, is coming from the opening mortgage loans. ihtiya kredisi While buying housing loan, the importance of insurances which can be seen as the extra cost emerge in the disaster situations as recent Van earthquake. According to the TCIP statistics, TCIP, paying a total of 46 million TL to 14 thousand units damaged file since its establishment, has reached over 6 thousand notice of damage, the end of 2011.
Onur Tekinturhan, Co- founder of Konutkredisi.com.tr Consulting Services Company, warned the citizens who were going to buy a house on the following the land TCIP and take out home insurance without delay. O. Tekinturhan says that nobody wants to believe that tomorrow the house will be damaged by earthquake, but if you do not want to take this risk you have to make sure that loan agreement has been signed, land transactions have been completed and fuses have been made. Terkinturhan considers after all of these processes it will be useful.
About Konutkredisi.com.tr Consulting Services
Konutkredisi.com.tr is an independent credit consulting company providing free advice and consulting services to mortgage customers in Turkey. The Company introduces discount credit products of a large number of bank and it compares interest by using calculations, answers all the questions about credit and follows credit process with its specialist staff on mortgage.
by: Konut Kredisi
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