subject: Online Auto Insurance Discounts [print this page] Looking for discounts on auto insurance? Of course, you do have auto insurance, right? All auto travelers need to have auto insurance according to law in every state. So if you drive a car, you need auto insurance. And you probably want as many discounts on you auto insurance. No point paying any more than necessary for insurance that is necessary. So let's talk about the ways you can find those discounts on the auto insurance you need to have.
First choice, the way to make sure you get auto insurance as cheap as possible is to buy the minimum required by law. This will be just liability insurance, which means that if you're liable for an accident, your insurance coves the cost of paying for those liabilities. To other people. Not to yourself. The downside to cheap auto insurance of the minimum kind is that you don't get anything to fix your own car or body if you've caused the accident. So, unless you're sure you'll never have an accident, or unless you're willing to cover your costs later, you'll want to consider getting something beyond minimum auto insurance.
A second way to get discounts on auto insurance is get your auto policy with the same insurance company that handles other insurance for you. Lots of people have home owners insurance, and you can get discounts on both of the policies if you have more than one with the same insurance company. In the insurance business, this is called a multi line discount, as you're getting more than one line of insurance with just one company. So definitely check into auto insurance with the company that provides you with other insurance in order to benefit from these kinds of discounts. Insurance companies like happy customers, so they'll give you discounts to sell you more insurance.
A third way to save money on auto insurance is to go online and compare quotes from various companies and policies. Almost every insurance company these days will have an online site to let you compare rates that they offer. Many of those companies will let you compare rates with other companies rates as well. Online sources of insurance are plentiful these days, and since most customers are looking for cheap quotes, it's the quotes that companies know they have to show you to get your business. Some online sites ask for a number of details about your situation, while others limit their questions to the basics: state of residence, age, number of drivers in family, number of cars.
You'll also be able to find online sites that have been set up just for the purpose of letting you compare quotes between companies. These online sites can be the best ones to find a new auto insurance policy at, since they are not biased to providing quotes from any given company. So go online to find and compare auto insurance quotes.
by: Helena Khalili
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