subject: Buying 2 - Wheeler Insurance Online [print this page] 2 wheelers like bikes, motorcycles, etc2 wheelers like bikes, motorcycles, etc. are more inclined to being more risky than 4 wheelers because 2 wheelers have to balance while being on road.
This requires concentration and the driver of the 2 wheeler can be easily distracted by any sight or even with a risky bump. The distraction can directly
lead to untoward incident like accident taking place. This is a major reason why the law of most of the countries makes it mandatory for every two wheeler
driver to have a two wheeler insurance done.
Without insurance the expenses that are incurred due to any untoward incident happening have to be paid by the driver or owner of the 2 wheeler
completely from his / her pocket. However if one has 2 wheeler insurance already done then the insured need not worry as most or full expenses are paid
by the insurer (the 2 wheeler insurance company). Inspite of 2 wheeler insurance being beneficial, most people refrain from buying it only due to the
tedious, long and time consuming process of procuring the 2 wheeler insurance policies.
However times have changed now. The long and tedious processes have been cut short. Also now it is possible to buy the 2- wheeler insurance policy
via the E-WAY i.e. online. The major advantages of going the E way for buying the 2 wheeler insurance are mentioned below.
E -way saves lot of time: if one had to buy 2 wheeler insurance policy via the traditional method like purchasing through a local agent or broker
then the buyer would have to invest lot of time unnecessarily on variety of things. Infact, if one goes to buy 2 wheeler insurance by the conventional method
then it may mean having to spend weeks or even months at times on the purchase process. This will include multiple meetings with the agent or broker,
sales pitches and even large amount of waiting period. However if one opts for the online platform then he saves up lot of time as also is saved from
undergoing so many processes as mentioned previously.
Saves money: usually the brokers and agents get commission on the policy. However buying the 2 wheeler policies online eliminates these
commissions and thus reduces the overall cost of the insurance policy.
Easy to handle: traditional way to procure 2 wheeler insurance involves lot of paper work like submitting different copies of documents and
various form filling etc. online platform makes it easy as one doesnt have go through so much of paper work as all is carried out via the digital medium.
This way is simple and easy as well as fast.
Selection and comparison: more options are available regarding the various policies of various companies to select from. One can short list
those policies that suit him the best and then compare them to find the best one. There are different websites also available that help the purchaser to
compare different policies and ease the task of finding the best 2 wheeler insurance policy.
by: Pranav V Sharma
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