subject: Auto Accident Attorneys And Insurance Companies: Protecting Yourself [print this page] If you've been hurt in a crash, you may deserve compensation due to the reckless behavior or negligent driving of another party. It is for that reason that auto accident attorneys take clients. Following a crash of this nature, there is no safety net. Certainly, your insurance company may be willing to pick up some of the property damage and some of the hospital bill. But how much? Will they cover your lost wages from time you missed from work? What if you are permanently disabled following the crash? Once the bills start to skyrocket, no insurance company is going to be willing to voluntarily pick up the tab, least of all the other party's. At this juncture, you need to protect yourself.
Making Statements
You need to remember that insurance companies are interested in only one thing: keeping their costs minimal and saving on their expenses. If they didn't put all of their focus on these two aspects of the bottom line, they wouldn't be able to exist in today's competitive environment. One can argue the morality of it all day long, but the situation is what it is. Your concern right now isn't changing the system, but rather making sure you don't say anything that could damage your chance at receiving the proper compensation. Auto accident attorneys warn their clients about making statements to the insurance companies every day. Take that advice and keep silent.
Anything You Say...
An insurance company certainly doesn't have to read you the Miranda warning before asking questions about the crash, but you might want to keep it in mind nonetheless. Anything you say can and will be used against you in a court of law, it reads. While designed to inform people of their rights when they are arrested, it applies to anyone who might later enter into litigation. This is why you must be diligent about protecting yourself. When you talk to the insurance companies, everything you say could potentially be used to deny your claim. Even if you don't anticipate going to court, contacting one of your community's auto accident attorneys could be a wise choice.
High Pressure
Insurance companies want to put these kinds of cases behind them as quickly as possible and they won't hesitate to take advantage of someone who isn't entirely focused to do so. Right now, you're probably more concerned with getting better, getting back to work, or even contemplating what your life is going to be like following the crash than you are insurance company settlements. This is where auto accident attorneys are at their most useful. Hire someone who can help you through a difficult and stressful time.
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