subject: You Will Not Believe How Easy It Is To Get Great Auto Insurance When You Follow These Tips [print this page] In almost every state, you must carry insurance if you drive a vehicle. There are many insurance companies you can obtain auto insurance from, and you have a wide variety of options to choose from. You should get insurance for less money, if you take time to learn as much as you can.
Take the time to review your auto insurance policy when it is time for renewal. Be sure your information is current. Changing jobs may mean that you save money on driving to work.
Look over your policy and remove anyone who no longer drives the vehicle. Removing extraneous drivers from your insurance policy could drop your insurance policy rates.
Always do research on the reputation of a car insurance company before signing on with them. There is more to think about when you shop for auto insurance than just finding the cheapest rates. It's common for insurers to offer low rates because they engage in underhanded schemes to weasel out of paying when you get in an accident.
When switching to another insurance company, cancel your previous policy in writing, and keep a record of it. If your phone cancellation does not get recorded correctly and you do not notify anyone of the mistake when another bill comes, you might be reported as terminated for non-payment. This can lower your credit score, and cause you headaches trying to correct it.
Being a good driver can lower your auto insurance premium. You can be awarded good driver discounts if you don't get into accidents or receive tickets. Driving badly will cost you money. Safe driving means lower insurance costs.
Get your auto insurance agent to give you a listing of every discount the company offers. Look over potential discounts, and see which ones you qualify for, as well as those that you can qualify for if you make changes, such as driving less or taking a driving course.
You may be qualified for a discount if you drive infrequently or have a short commute. Generally, you have to drive under 7,500 miles a year to qualify for this discount. If you use public transportation for getting back and forth from work, this may mean you qualify for a discount as well.
If you are involved in an accident, immediately contact the police. Police officers are well aware of the procedures that have to be followed, and they will make sure that all necessary information is collected. A report from the police is the best ammunition you can have when you need to make an insurance claim. Call the police, as soon as you can.
The cost of auto insurance is not fixed. It varies from person to person. It isn't only about the automobile model or a person's driving history. Some people use tricks to get the same or better coverage for less. Just learn tricks of the trade to save some money.
by: Harold Perryman
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