subject: Happy Motoring! [print this page] Whether your car is part of your image, or just something that gets you from here to there and back again, its a very important purchasing decision. And because of the cost, its one that can have far-reaching consequences for you and your budget.
You and your car are likely to become inseparable, going everywhere together, and, like anyone you spend time with, its nicer if you enjoy each others company. So you need to feel comfortable with your car. You need to rent to own Brisbane choose so you dont resent its cost after the initial euphoria has worn off, and its important you can trust it not to let you down. Rather like choosing a friend? Perhaps, only much more expensive!
The market is flooded with choice for the purchaser of a vehicle. Dont be confused. If you do your research and planning carefully beforehand, the experience can be a happy one.
Turning Dreams into Reality
It might be fun to fantasise about driving around the town in a red Italian sports car, but it wont serve you well if you have three children and a gardening business. Begin planning for your car purchase by listing your needs as opposed to your dreams. Is your driving mostly inner-city, sitting in long lines of peak-hour traffic? Or do you drive mostly on the open road where safety is an important consideration?
Examine your lifestyle, work requirements, general driving habits and budgetary restraints first (the must haves), then list the other features that would be nice to have. If you need a vehicle for work, whether as an on-the-road sales rep or a tradesperson, its important that your professional considerations take priority over your leisure activities.
Budget
When planning how much you can afford, you need to consider more than just the purchase price of a vehicle. You need to understand as much as possible about the full cost of running. For example, what mileage can you expect for the type of running you do? How readily available are parts, and how expensive are they? Where would you need to have the car serviced and what is the average cost? What is the cost to insure a vehicle of this type garaged in your area? When you consider all these issues, the purchase price is just one component of owning a car.
New or Used?
Much as its fun to step into a brand new car with all the latest bells and whistles, the reality is that you lose thousands of dollars the instant you drive down the road. There are other ways to own a near-new car that will probably be more cost-effective over the life of the vehicle.
Dont Forget the Detail
It might seem petty to consider automatic windows, but if your work requires you to wind your windows up and down constantly, this is an important consideration. The same applies to central locking: if youre transporting children regularly, this feature will probably be high on your list.
Likewise, if you spend most of your time in city traffic, youll most likely need to opt for an automatic car with air-conditioning (think about the danger of driving in a closed vehicle on a stifling summer day, and the health risks of breathing fumes with open windows).
The best way to prepare your list is to keep it in your present vehicle for a few weeks. Various needs will come to mind as you drive. Once you have a complete list, you should prioritise.
Financal Matters
There are many different ways to purchase a vehicle. Very few people are able to pay cash, so the purchase will involve some form of finance. There are many options, from a personal bank loan for the purchase price, to a full leasing arrangement. The advantage of leasing a vehicle is that a single weekly payment can cover all the major costs of your vehicle purchase price, maintenance, registration and insurance thus creating budgetary certainty for you, and leaving only the cost of fuel as an additional expense. Of course, conditions apply to these arrangements, and its important to investigate the terms and conditions of any finance.
All Your Needs, Some Wants
You are now equipped to go shopping for a car. With research, you can narrow down your options to a few brands and models. Investigate these carefully, read reviews, talk to owners, and take test drives. Find out more about all the decisions you need to make when you purchase a vehicle. Youll then be ready to make the right decision and enjoy your purchase.
by: Sheree Cummings
welcome to Insurances.net (https://www.insurances.net)
