subject: Protect Your Health With Comprehensive Medical Coverage [print this page] Recent statistics reveal that chronic diseases and illnesses are becoming increasingly prevalent among working professionals. In addition to the mental work pressure, they are also prone to a range of physical illnesses such as headache, eye strain, vision problems, ear pain, chronic fatigue, neck and shoulder pain, knee pain, backache etc. While most of them are short term illnesses, there are also long-standing illnesses like nervous problems, cardiovascular diseases, and joint pain. Stress and anxiety are also very common among working people who are over the age of 35.
The main reason for the chronic illnesses is the drastic change in the daily routine of the working people. Most of the IT professionals are forced to work in extended shifts thereby sacrificing their sleep and food. Lack of sleep and irregular diet are also common among working professionals over the age of 35. This in turn leads to other problems like obesity, blood pressure, cardiac arrest, giddiness etc. This is the prevalent trend among working professional in India. While preventing the diseases and staying healthy solely depends on how the individual takes care of his or her health, one thing that every working professional can do to be prepared to meet emergency medical illnesses is to purchase a comprehensive health insurance.
Medical treatment costs are high and no one wants to compromise on the standard of treatment, this is where a medical insurance policy can prove to be vital. Some of the benefits offered by an all-inclusive medical coverage include:
Pre-hospitalization expenses
Hospitalization
Post-hospitalization charges
Tax benefits
Emergency ambulance charges
Essential day care procedures
There are two main types of insurance policies individual health insurance policy and family health insurance policy. The individual health insurance is designed to meet the requirements of an individuals health whereas a family insurance offers protection for everyone in the family. If you are on the lookout for the best health insurance in India, then you may check out the insurance policies like the Heartbeat and Health@Companion, both of which are highly preferred by the insurance buyers in the country. Both these policies offer tailor-made plans for qualified individuals and families.
A mediclaim policy offers compensation for the hospitalization charges when the insured is sick or is injured in an accident. And there is a policy called the Critical illness policy which offers coverage for the insured if he or she is treated for a pre-existing critical illness. As a general tip, before you buy insurance make sure that you read the terms and conditions and exemptions stated in your policy. This ensures that all your insurance needs are met properly.
by: arik
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