subject: Auto Insurance Discounts Not Everyone Knows About [print this page] Who doesnt love a discount? Especially when you talk about vehicle insurance! When you talk about vehicle insurance, the first thought that occurs to almost anyone is- How can I reduce my costs? Nobody wants to pay heavy prices. So how CAN you reduce vehicle insurance costs? By making the most of the discounts offered to you. But wait. You might not know about all the kinds of discounts you might be applicable for. Heres a look at some of the lesser known discounts worth enquiring about when getting quotes from a company.
Low risk occupation auto insurance discount
Its no news that factors such as type of vehicle, driving history, age, where you live etc affect youre your premium rates. But did you know that your occupation also affects your premiums? Insurance companies are always on the look-out for safe and careful drivers. Teachers, accountants, engineers etc are considered to be responsible, safe drivers on the road. Insurance companies have been known to offer discounts to people in low-risk occupations. So if you happen to fall under any of these categories, be sure to mention it to your insurer.
Safety and anti-theft device discount
As you know, safe and cautious drivers are always favored by insurance companies. Driving a safe car can get you a discount with an insurance company. Enhance your car with safety equipment such as anti-lock brake systems, airbags, anti-theft systems, tire-pressure monitoring systems, stolen vehicle recovery systems and more. Not only will installing these devices help prevent injuries and money spent on medical payments, but it could also help you get a discount when buying insurance.
Professional organization discount
Being affiliated to a professional organization can get you discounts with certain insurance companies. The reduction in your premiums depends upon the organization youre a part of, along with your driving record and a few other factors. If you wish to find out about a professional association auto insurance discount, its a good idea to visit the organizations website and find out about the benefits of being associated with the organization. Similarly, if theres an insurance agency youre interested in; visit their website to find out about the organizations theyre affiliated with.
Good student discount
Beneficial for young, teenaged drivers, this discount is offered by some insurance companies to students who maintain good grades throughout their school or college year. The terms and conditions might vary from company to company so its a good idea to ask ahead just to be sure.
Low mileage discount
People who have recently switched jobs or relocated to a different city where their daily commute is shorter than before, you should look into getting a low-mileage discount. The lesser youre on the road, the lower your risk of being involved in a car accident. As a result of this, insurance companies charge lower premiums to such people.
Everyone wants to save a quick buck on vehicle insurance. If you do your research well enough, youll find there are plenty of ways in which you can. Make it a point to find out about all the discounts youre applicable for, and save more than just a quick buck!
by: Bethany
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