subject: Getting Insurance without driving license: rare case [print this page] Getting Insurance without driving license: rare case
It is possible to get car insurance without a license. There are several companies that offer coverage for these individuals. In the first approach auto insurance company provide you many different types of insurance. You need to tell them about your requirements and also that you are not having the driving license with you.
You should be well aware that this type of insurance is temporary in nature and the insurance that you are going to get will be of short duration. It is totally against the law to drive the car without driving license hence it doesn't make sense to provide car insurance to people that do not have any driving license. Since there are numerous companies in the insurance market to attract more customers some companies have started giving insurance to people that do not have driving license. In case you are eligible for this insurance you have to provide them with the driving license with duration of 30 to 45 days. You need to provide them with the driving license with in this duration of time.
The need for this insurance arises when you were earlier having a license which is now suspended but you need to maintain the auto insurance since it is important to have it at all point of time. During this duration this insurance comes in handy. You need to declare this before applying for auto insurance as there are spate policies for these auto insurance. The need or insurance requirement this insurance is quite specific so kindly check them before you apply for it.
The need for auto insurance without driving license also arises when you shift to a new country. In this scenario you are having hold on the international license for driving and in the process of getting the license of that particular country. So before getting the license of that country you are driving car in that country so you need insurance policy from that particular company.
Since it is a special case you might have to pay a higher insurance premium to get you covered. If you are having a good driving record then there are chances that you might get some discount because of you previous record. Other than that there are rare chances of getting any rebate on the premiums. If you are opting for this insurance it would be a better idea to go with a reputed company as they are having their terms quite clear and have reputation behind them.
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