subject: Affordable Ohio Medical Insurance for Individuals [print this page] Affordable Ohio Medical Insurance for Individuals
If you live in Ohio and your employer does not offer you health insurance coverage, you have to find an affordable Ohio health insurance plan. You have many options as well-known providers such as Anthem Blue Cross Blue Shield, Humana One and Assurant offer affordable Ohio medical insurance for individuals. This article offers an overview of their budget-friendly plans. To understand these plans and choose the right one, it is advisable to go in for professional assistance.
Leading Providers of Affordable Individual Medical Insurance
Anthem Blue Cross Blue Shield offers affordable HSA (health savings account) plans that pays for qualified medical expenses and prescriptions from the money put into a tax-free account. The low-cost Ohio health plans include:
Premier Plus, a PPO with options like an unlimited number of office visits with copay, choice of prescription drug coverage options and annual vision screening exam with copayment
Lumenos HSA Plus can be combined with a HSA, and also covers preventive care services not subject to deductible or coinsurance
SmartSense Plus covers the essentials and more at low monthly rates
CoreShare offers affordable protection against unexpected medical costs as well as offers full payment for covered service for the year after you reach your out-of-pocket maximum
HumanaOne's affordable and flexible Ohio medical insurance plans allow you to choose the amount of your deductible and co-insurance to determine the monthly premium that fits your budget. Pay a little more to add on extras such as accident benefits, dental benefits, prescription drug coverage and term life insurance. Separate deductibles apply for out-of-network care.
Assurant has a Health Access Plan that focuses on the individual health insurance. The cash payments from its limited-benefit plans help pay for doctor office visits, x-rays, and hospital stays for the whole family. Another cost-effective plan, CoreMed, provides protection for everyday and catastrophic needs. Assurant Health's Individual Medical Portfolio provides security, convenience, and cost savings.
Expert Assistance to Choose a Medical Insurance Plan
Before you choose an Ohio individual health insurance plan, consider your current and expected health care needs, how much a plan covers, and your budget. As finding the right plan is a challenge, it is advisable to seek expert assistance. An experienced health insurance agent can help you get and compare quotes from various health insurance companies. With expert knowledge on affordable Ohio medical insurance for individuals, a reliable agency can help you choose a budget-friendly plan.
Website: http://www.onesourcebenefits.com
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