subject: Take credit card and enhance the prospective of your home based business [print this page] Take credit card and enhance the prospective of your home based business
Advent and increased penetration of internet has widened the job market world wide. It has given a forceful momentum to home based business ventures and professionals who want to work independently from the comfort of home. For smooth running of your business you have to accept or take credit cards as a medium of receiving payments from clients. Several studies have found that the balance sheet of home based business ventures who take credit cards is much healthier than the ventures that do not have this facility. Accepting payment through credit cards make the whole world your target audience and finding significant numbers of potential customers is not a great deal. In this article we will focus upon how to accept payments through credit card.
The major problem most of the self-employed and home-based business owners face is finding the right terminal for processing of the credit card. To address this problem, there are a number of solutions which enable you to take credit cards as a medium of receiving payments. First and the most secured solution in this direction is PayPal. It is world's largest online payment processor. As a businessman or a self-employed professional you need to open a business account in this website to take credit card facilities. It helps you to get rid of the merchant account and receive the payment in an instant manner. PayPal integrates credit card acceptance button in your website easily.
You can go for a merchant account to take credit cards in order to receive payments from the clients. For this purpose, you can contact a credit card company or any third party offering merchant account services. Compared to Credit card companies, the terms and conditions related to issuing merchant account to self-employed professionals and home based business ventures are more lenient in third party service providers. Apart from setting your merchant account, these companies set up processing software application that makes your website to take credit cards easily. It makes the process of acceptance of credit cards and its processing smooth.
Setting up a shopping cart is another viable option in this direction. It makes the acceptance of credit card easier. If you are dealing with a single product or service one PayPal button is sufficient for this purpose. However, if your online store is packed with different products or services, you have to create a unique button for each product or service. To create such buttons, you can take help of any third party service providers. They analyze your needs and future goals properly and integrate buttons accordingly. It helps you to accept credit cards even if the volume of business grows up.
Pay by Phone is another viable option to accept or take credit cards for receiving payments from clients. It enables you to accept credit card payment by phone. To avail this facility, you have to pay a fixed monthly charge and commission on each transaction. Apart from the above solutions, websites like Google Checkout, Moneybooker, AlertPay etc. also help you to accept credit card payments.
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