subject: Cutting the Cost of Young Drivers' Insurance with Pass Plus [print this page] Cutting the Cost of Young Drivers' Insurance with Pass Plus
However it seems that the cost of motoring is getting higher by the minute these days and one of the biggest costs for teenage drivers is insurance. Currently young male drivers are statistically the most risky to insure, but changes to regulations will mean even if you have sensibly only had girls, the costs of their car insurance will be rising over the next couple of years.
Slamming Doors and Sulking
Finding a good deal on young driver car insurance is likely to be high on your priorities if you hope to be able to retire from not only work, but from your part-time job providing taxi services for your children. One very simple way to reduce the cost of insurance is to insist on your kids taking a Pass Plus course. Naturally the suggestion will result in a bit of door slamming and sulking, like every other conversation that involves them taking some sort of responsibility. However, simply withholding the car keys or giving them the car insurance bill to pay usually works wonders. You can even throw in a bit of door slamming and sulking yourself!
Better prepared
Pass Plus is now being accepted by more and more insurers. You don't have to be a teenager to take advantage of it either. Anyone with a full driving licence can take the course, so next time you compare car insurance quotes it's worth checking out what difference it could make to your bill. The test involves the following aspects: general advanced driving skills; night driving; motorway driving; countryside driving and driving in poor weather conditions. In addition to reducing young drivers' car insurance it has the added benefit of better preparing your little darlings for life on the roads giving you peace of mind at the same time.
Grants for good drivers
Car insurance quotes can be reduced by as much as 35% as a result of obtaining the Pass Plus certificate, so the cost of taking the course will often be offset by the saving. Typically a Pass Plus course will cost 100 - 150 and take a total of six hours to complete. In addition some local authorities will offer to fund up to 50% of the cost for young drivers, making it an even more attractive option. For information on where these subsidies are available check with the "Directgov" website. Once you have passed the course your insurer will need a copy of the Pass Plus certificate, before they apply your discount. One final thing to remember is to check the terms and conditions when you compare car insurance quotes. Although it varies, many companies will only accept the certificate if it is taken within a year of passing your initial driving test. Hopefully, despite the rising cost of motoring and teenagers this will be one way of funding some me-time' once the kids are driving themselves!
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