subject: Why Currency Cards Are The Best Way For Travellers Wanting To Buy Thai Baht [print this page] Why Currency Cards Are The Best Way For Travellers Wanting To Buy Thai Baht
If you will be visiting Thailand in the near future, you better make sure you have sufficient amounts of Thai Baht for your trip. To purchase Thai Baht in the UK sometimes involves quite an effort, since not all the branches of the money exchangers stock this particular currency. You might have to go to a city center branch and stand in queues to get your forex.If you go to your bank or an exchange office, they will have a specific Thai Baht exchange rate. This will very often not be the most favourable rate of exchange on the market. On top of that, they will very often charge you a substantial transaction fee. If you're not exchanging a large amount, this can form a sizeable percentage of the amount you exchange.Fortunately there is a better option. By getting yourself a currency card, you can convert Pound to Thai Baht at the best possible rate of exchange. On top of that, you also won't have to pay any transaction fees. All you have to do is to pay in a certain amount of British Pounds and it will then be placed on the card at the exchange rate at that moment.This means you will not end up the victim of sudden changes in the exchange rate either. The amount of Thai Baht is calculated the day when you deposit the money on the card, and that's the exact amount you will have available once in Thailand. With a debit/credit card, the amount of Baht you get is only calculated at the time of withdrawal. This could sometimes benefit you, but more often than not it will work the other way round.Your currency card can be used at most ATMs in over 160 countries. You won't have to stand in line to exchange money every few days or become the victim of a con artist if you exchange money on the street. You also get currency cards which you can use to in shops, hotels and restaurants like any credit card.If you are worried about your money getting stolen in a foreign country such as Thailand, you will sleep much better with a currency card than with cash. The card isn't directly linked to your cheque or savings account. If someone steals it, therefore, he can't get access to funds that are not on the card. If you always store your PIN in a safe place, the risk is of losing money is minimal.When you want to buy Thai Baht again in future, keep a currency card in mind therefore. Not only are they much more convenient than other options, but also more secure. You will pay no transactions fees and also qualify for a better exchange rate.
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