subject: Leading Deals: Young Driver Car Insurance [print this page] Leading Deals: Young Driver Car Insurance
Don't waste time and money unnecessarily on overly expensive insurance policies. E4S have compiled the best car insurance price comparison sites and an overview of their benefits to save you time and money. Get a quote from each of the 3 comparison websites and you can compare prices from over 100 insurers and brokers in under 25 mins!!
(Leading Deals) Student Car Insurance Basics
Many insurers don't offer specific student or young driver car insurance, but may take into consideration your age and current occupation to gauge the correct student car insurance premiums for your situation. This is why as a young driver car insurance policies should be compared and shopped around for, to ensure you get the most suitable policy for you! Cheap car insrance does not always mean the right car insurance. (Leading Deals)
Whether it's an old banger or a modified street car, either way, if you are driving on a public road in the UK you must be insured against causing injury to another person (a third party) and/or damage to their property. You can also insure your own self and property to varying degrees, and the more cover you want, the more it will cost. As a young driver you want to find the cheapest quote for your insurance plan and this can be a hassle. Try our cheapest student car insurance links below to get a quote for your car right away!
Car Insurance Basics
Third party
This is the minimum required by law. It covers you against injuries to other people, damage to other peoples property, the liability of passengers for accidents caused by them, and any damage caused by a caravan or trailer while attached to the car.
Third party, fire and theft (TPFT)
Third party cover (as above), plus accidental fire and theft. There are often conditions such as overnight garaging and a possible 'excess', which means you must pay the first part of the cost of any repair - this can vary from 100 to more than 1000, but it reduces your 'premium' (the resultant increase in annual insurance cost).
Fully Comprehensive
This covers all of the above, plus accidental damage to your own car, the loss or theft of personal items from the car (up to a set limit) and medical expenses arising from personal injury. It also provides compensation for injury or death.
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