subject: Top 20 ways to save money in hard times [print this page] Top 20 ways to save money in hard times Top 20 ways to save money in hard times
For most of the people it is really hard to save money for the bad or difficult times. It is very essential to make a proper budget so that you can keep all the details of your earnings and expenditures. There are many things a person can do to cut the monthly expenses without compromising on standard life style. There are some tips to follow by which you can easily save money for your savings accounts.
1. It is always good to save little sum of money even if you get little amount in spare, it may apparently look worthless to save a little sum of money but tell you what it pays in the end.
2. You should also try to save on shopping, so, do negotiate and bargain for things while shopping.
3.Always try to shop during sale season that can save you a lot of bucks. You can also purchase in bulk which is an economical idea.
4. To maximize your savings it is very essential to pay off debts on immediate basis and should avoid debts in future.
5. If you really want to save some money then you have to avoid extra expenses, like additional spending on extra cosmetics and clothing.
6. Online shopping is an ideal way to save your money. There are many discount packages and deals available which can be a good idea for your savings.
7. You can get your required books and DVDs on rent rather than purchasing. It can also save your money in hard times.
8. You can use other means of entertainment rather than going for a movie. It is always preferred to have outdoor game plan with your family, this will save money for you and you would be able to avoid extra expenses.
9. You should also unplug all your electronic appliances such as computer and oven when they are not in use.
10. You can use different coupons for the grocery shopping. Try to prepare your meal in a simple way with fewer ingredients.
11. You can also add some money in your savings accounts by doing all household work with your family. You should not hire a maid to do your house chores.
12. You can also arrange a garage sale to sell out your unwanted products like clothing but make sure to keep the earning as saving.
13. You can also do any part time job like tuition and training by using your skills and knowledge.
14. Beside viewing television you can do a lot of different households. Avoiding the TV can help you to save money.
15. If you have a cell phone then you must not bear extra expenses of landline.
16. Always try to use minimum energy which can give you a good saving amount. Try to turn off all the lights immediately after using them.
17. Gas prices are very high so it had better you shall only drive when you need and also try to avoid luxurious drives.
18. Never use your credit cards in hard time, research shows that a person spends less with cash as compared to credit cards.
19. You can also save on your food by properly planning your feasts and outdoor dining.
20. You should not go to such shopping malls where you can spend more money.
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