subject: Some Ways to Save Money on Car Insurance Quotes [print this page] Some Ways to Save Money on Car Insurance Quotes
Fantastic Deals Online
Searching on-line is the best way to buy car insurance these days. This is normally true if you are in one of the higher risk insurance groups such as new drivers. Finding cost effective young driver's auto insurance normally is a nightmare but you can save a lot of time and bother by searching on the web.
You may be surprised at how much you could save by looking for young driver's car insurance over the World wide web. Insurance companies are constantly modifying their evaluation strategies and these can be adjusted instantly online. This means you normally find new deals popping up all the time on car insurance sites. Young drivers' car insurance does not have to be expensive. Taking the opportunity to look at car insurance quotes and compare deals could save you a considerable amount on your annual premiums
What about excess
It is true that you can save money on auto insurance quotes by opting for a higher premium. However you will have to be very cautious doing this. There is a 'tipping point' when it comes to excess. You will need to check this with your insurer as once you have reach this point increasing your insurance excess will have hardly any further effect on your premiums.
Many drivers do increase their excess in order to lower premiums. This can be a valuable tactic but you do need to make sure you have not increased this beyond your own finances. If the insurance excess is too high it could mean that you may not be able to afford to claim on your car insurance.
No-Claims Bonus
If you have gained a no-claims bonus then you should be able to get discounts on your next insurance deal. Even a single year of no-claims could save you up to 30% on your insurance fees so it is definitely worth working on building up this bonus. This can be really useful when you are shopping for cost effective young driver's auto insurance.
You do need to check how each insurer deals with this kind of discount though. Many companies will offer quite significant discounts (over 60% in some case) if you have a good 5 year record of no-claims. However they may not offer very generous discounts if you have less than 5 years. No-claims discounts can make some great savings to your insurance so check how you could use this to your best advantage when you are looking at auto insurance prices.
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