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subject: National Insurance Motor Claim Form for Your Dream vehicle [print this page]


National Insurance Motor Claim Form for Your Dream vehicle

It is a fact that motor vehicle owners spend almost an equal amount annually on motor insurance as they do on gasoline. In some cases lower emissions can result in credits or refunds or may even be linked to paying lower taxes on gasoline or on the vehicle itself. Typical insurance claims do not yet reflect these changes and innovations in motor vehicle rules but may soon do so - see the national insurance motor claim form, national plan car claim form.

Early cars and vehicles running on petrol used to exhaust the spent gasoline without conversion. The result was very high emission pollution. After 1975 almost all U.S. vehicles that run on petrol came equipped with a catalytic converter. The EPA set up by the Nixon Administration, made changes in the environmental policy. Nowadays, with very few exceptions, all vehicles that are petrol driven must be manufactured with a catalytic converter. So, what exactly does a catalytic converter do? Excellent questionand we will try to answer this query in this article.

When your engine burns fuel it produces gases that are harmful to the environment. If not handled properly, these same gases will exit through your vehicle's exhaust and work to do harm on the environment. The EPA, which was established in 1970, mandated that starting in 1975 vehicles were to come equipped with an apparatus to reduce dangerous emissions. The particular piece of equipment created to accomplish this task was the catalytic converter.

Practical Tips for Checking Catalytic Converters

A catalytic converter is installed in your vehicle after the exhaust manifold and before the muffler. Small bits of typically palladium or platinum in the catalytic converter change many bad' exhaust gases into safer gases before they exit the vehicle and go out into the atmiosphere. A properly functioning catalytic converter is necessary to preserve our air quality.

Here are some indications that your catalytic converter might not be functioning properly. Visible rusted or even holes in the tubes or casing. Pelleted converters should rattle. A good shake should sound like there are loose pellets inside. If there is no rattling then perhaps the pellets have overheated and fused together which will make them inefficient.

On the other hand monolithic converters should not rattle at all. A rattle in a monolithic converter indicates something wrong inside and calls for replacement. You should know what sort of catalytic converter your vehicle is fitted with and look for the appropriate signs of wear and tear. As soon as you suspect that your converter is not functioning properly, take your vehicle to the service station and if necessary change the catalytic converter on the spot.

Should you be caught with a non-functioning catalytic converter, the consequences can be serious and you may even be ticketed for your lapse. Of course you could replace catalytic converter yourself and save on labor though not on time or parts. You may check with your national insurance motor claim form, or national plan car claim form to see if there is a potential for a refund or insurance claim. You should also check on your original warranty to see if you could perhaps get a free replacement from the manufacturer.




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