subject: Caring For Your Car: A Requirement of Motor Insurance Companies in India [print this page] Caring For Your Car: A Requirement of Motor Insurance Companies in India
Maintaining a car in pristine condition requires a conscious effort on the part of the car owner. A survey among most car owners shows that cars are rarely maintained properly. This is one of the most important points considered by motor insurance companies in India, while reviewing the performance and maintenance track record of a car.
The fact remains that most car owners are blissfully unaware of certain basic procedures in ensuring maintenance of their cars. An example would be the periodic inspection of various lubricating oils in the car. Another case is the periodic inspection and topping up of the air pressure in the wheels. In fact, ideal maintenance practices require that the tires of car are periodically rotated to ensure that the wear and tear on all tires is evenly spread out.In fact surveys have indicated that as much as eighty seven percent of car owners have neglected one or more periodic inspection schedules for their vehicles. Recent surveys have however shown that there is a general improvement in compliance by owners in adhering to inspection schedules. But the overall conformance is well below requirements for maintaining a vehicle and requires further improvement.
It does not require one to be an expert motor mechanic to create a periodic schedule for inspection and updating the same based on car performance. Periodic inspection includes steps like checking the oil levels in various car components and topping them up at frequent intervals.
There are however, shortcomings noticed in even very basic inspection schedules like oil top up and lubrication. It is well accepted that reduction in the average oil levels required in the car reduces mileage and effects overall performance efficiency of the car. In the long run, it affects the engine and the battery life of the car. If the oil levels are maintained properly, the car performance is significantly enhanced and reduces the risk of bigger damage that may cost a huge amount of money to rectify.
Next important aspect in periodic car maintenance is to check the air pressure a regular intervals of time. This reduces disproportionate wear and tear of some tires. Air pressure should be maintained equally in all the tires depending on the model.
Vehicles with improper air pressure are also the main cause of alignment issues in the car. Additionally, lower pressure results in higher wear and tear of the tires and reduces the speed of the vehicle significantly.Car Plan Companies In India
There are several car plan companies in India who offer a periodical check for the cars. In fact, while selling the car they also give the best offer of free maintenance for two years. Additionally they also give service to their clients by doing a free check of the entire car and suggest improvement plans for maintenance of the car. However, these plans vary significantly from one model to another and from one company to another.
It is to be noted that both car plan companies and motor insurance companies in India provide best service on a timely basis according to the requirement of the customers. In fact, they also send reminders through mail or by phone calls intimating the next service due dates.
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