subject: Low Auto Coverage [print this page] Low Auto Coverage Low Auto Coverage
Car's have become a way of life for most people these days. They are no longer an object of luxury but instead almost necessary. With owning your first car comes having to purchase cheap car insurance as well but for young drivers it can be especially hard to find cheap car insurance.
For older drivers it is pretty simple to locate reasonable insurance rates but for the younger and more inexperienced driver this can prove to be a big problem. The lack of experience these drivers have makes them susceptible to more accidents which pushes them in to that high risk category classification. High risk drivers pay a lot more for coverage than other drivers do. Read More: female car insurance
While we all learn our basic driving skills through the teachings of others we can not learn everything we need to know until we experience it on our own. Only gaining driving experience on the roadways is the way to become a good driver. Driving schools teach you the basics but don't promise you will be good at any of it when you leave. They basically teach you the common skills and the rest is up to you.
Younger people tend to want to drive flashy sports cars. These vehicles are considered by the car insurance companies to entice reckless behavior and therefor put the young driver at even higher risk of an accident. Family cars will offer much cheaper rates, but for the absolute cheapest rates you should go with an older model vehicle.
One other way you might try to lower the insurance cost of a young driver is by changing their driver's status while they are away at college and not actually using their vehicle for anything. Many insurance companies offer temporary discounts during these times without having to drop the driver from the policy in order to lower the cost while they are not operating a vehicle.
Each insurance company will have its own set of discounts so it never hurts to ask what they can offer for the young drives in your family. Good grades are a way to get a small discount of of your premium for example and most companies offer this option. All it usually requires is a piece of paper to be filled out by the school every grading period to verify the student did in fact have A's and B's during that time. The average discount for this is somewhere around $50 for most people. Read More: female car insurance
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