subject: Saving Your Property From Becoming One Of The Bronx Foreclosed Homes [print this page] If you have a home with a mortgage payment on it and you have missed one, two, or even three payments, you can still stop the process of foreclosing on the property. Banks want you to get caught up. They dont want your home. You have to work with them though or they will move forward with making your home the next of the Bronx Foreclosed Homes at the auction.
Banks dont want to own properties and take them from people as a foreclosed home. This is a fact. It is common for people to be too afraid about discussing their financial burden with the lender because they are ashamed of their situation. No matter how much pride you have you must talk to the bank about what is going on and why you have missed a payment. If they are clear about what is going on then they will work with you to get caught up on the payments and save your home.
If you do not talk to a bank about your situation financially then they will and they must assume that you have no interest on getting caught back up or saving your home. Many banks that are aware their borrower wants to save their home offer special deals to help them save their home. They may wipe clean the missed payments and let the borrower start at the beginning again as if the missed payments never existed. Some banks will offer a personal loan to pay them off. Some banks offer different options to save homes but they are not going to offer anything to you if you are not clear to them that you want to save your home from foreclosing.
Anyone can save their home from becoming one of the Bronx Foreclosed Homes. If you have had hard times and missed a few payments, talk to the lender about what they can do for you to help you hold onto your property. They do not want to own your home and they will have options that you can exercise to help you. A lender is not going to judge you on what happened and if you need time they will give it to you.
by: Joseph Smith
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