subject: 5 Tips to Lower Your Vehicle Insurance from Pence Nissan [print this page] 5 Tips to Lower Your Vehicle Insurance from Pence Nissan
Car insurance is a must-have and you'll need proof of insurance to drive off of our Richmond dealership lot so it pays to check out your options before shopping for your next Nissan.
Drivers know that auto insurance is not cheap but there are some things you can do to save money each month on premiums. Here are 5 tips for savings:
Shop for Insurance Before Buying
Your choice of vehicle will influence how much you pay out in insurance so check with your insurance agent to find out which Nissan is the most reasonable to insure per your budget.
Take a High Deductible
If you can reasonably afford to pay a bigger deductible should something happen to your Pence Nissan, it can go a long way to saving on a monthly basis. Whatever amount you save on monthly premiums, put a portion of the funds into a saving account and be ready if something should happen.
Go For Discounts
Never be shy about asking your insurance agent what kind of discounts you are entitled to receive. You may not get certain discounts without bringing up the subject first. There are loyalty discounts, low-mileage discounts, group/membership discounts, and more. You might also get a better auto rate if you put your home and other insurance needs under the same company.
Don't Lapse
If you let your insurance run out even for just a few days, you can lose out on any discounts. Premiums can increase if you are without insurance for any amount of time so make sure if you are planning to switch providers, you do so seamlessly.
Watch Your Credit
You may not realize it but your credit score affects your insurance premium rate. The insurance providers use a credit score and history as a gage of your responsibility level so a bad credit score will result in a higher premium. Make bill payments on time and don't overextend your credit limits to keep a healthier credit score.
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