subject: Short Term Auto Insurance [print this page] Short Term Auto Insurance Short Term Auto Insurance
It's the first time for buying car, test in 2 weeks, do I need insurance to park the car on the road in front of my home?
The garage are going to drop the car off.However I'm not going to purchase provisional insurance while my test is in 2 weeks as it'll waste money.Is it necessary to have insurance on the car to park it?It's got 6 month tax and full MOT. If it's on the public highway it have to be insured, whether being driven or just parked. Simple as that.
You actually do. It's illegal to possess a registered but uninsured car on a public street. It's also foolish. Worst case scenario is that the car is stolen, is involved in an accident, and the thief is not caught. They're maybe not going to take your word that you simply were not the one driving. You may be responsible for all damages.
Such case above is my friend come across,and Iadvise her to do so.
Although nearly everyone in the United kingdom understands they can't drive without auto insurance, not everybodyhas heard about short term autoinsurance. Other people might know of it, however they are not able to discover why or how they could ever before reap the benefits of it. Generally, short-term cover can continue for about 28 days, and also due to this, it could really come in useful without delay.
As an example, think about your family want to employ a motor home then trip throughout the country for the fortnight. You present auto insurance coverage would not be worthwhile for you, but certainly you could potentially then only submit an application fort short-term auto insurance in relation to the car you plan to drive.
Maybe your own personal car had been broken in an accident which is right now inside the garage waiting for maintenance? Once more, short-term auto insurance will rescue you , so that you're able to drive a different car not less than twenty-eight days. If you plan to use a friend's car for some days, you can again drop this road, and when your friend ever has to borrow your car, then they are able to do the same thing.
Among the greatest reasons for temporary auto insurance is the fact that it is almost often a full comprehensive cover, which usually really does me it provides you with total satisfaction within realizing that you are completely covered should you be implicated in an accident, or even should the car get stolen. Short-term cover also will not have any bad effect on your own no-claims record.
So to speak, in case your child is applicable for short-term auto insurance to drive your vehicle and he comes with an car accident, you will not be penalised for it. Similarly, if you take out temporary auto insurance to drive a car rather than your own, therefore you crash it, you will not loose your no-claim bonus that's tied to your normal auto insurance coverage.
One more wonderful characteristic of short term cover is that's available upon quick notice. Actually, the auto insurance takes over nearly right away when you help to make the application. This could essentially be considered a blessing if you would like to experiment driving a car before buying it. Additionally, it may help you stay safe from the law while you decide to go and buy a car since even if it sounds unfair or unreasonable, you can't perhaps even drive a car to your house from the showroom until you have got auto insurance in place.
Even though the showroom is just a mile down the road, when you drive a car from there to your own home with no auto insurance, you be in danger of receiving a large fine, and also some points on the license. When the police stop you, they will not yet trouble hearing excuses, but rather than it, they are going to basically let you know that the law is the law, and all of us have to comply with it.
Certainly in case you just plan to use the car for 2-3 days, there is not any reason to purchase for twenty-eight days worth of cover. As a substitute, the moment so long as you don't require the short term auto insurance, you are able to simply call to the auto insurance company so as to inform them you need the policy cancelled.
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