subject: Alabama Auto Insurance Requirements and Tips to Reduce Your Rates [print this page] Alabama Auto Insurance Requirements and Tips to Reduce Your Rates
Alabama auto insurance in Alabama is mandatory. The insurance protects you against unforeseen contingencies and expenses in an accident. In addition, Alabama is auto insurance is a legal requirement for all drivers Alabama.
What is the mandatory insurance coverage?
Alabama auto insurance provides compulsory coverage of bodily injury and property damage liabilities. Bodily injury liability of $ 20,000 for bodily injury per person in an accident,$ 40,000 for any physical injury to any person who is in an accident and property damage coverage $ 10,000 for an accident. Of course, these lower limits are set, and it is best to higher insurance limits for better coverage in the event of an accident.
Why do I need auto insurance?
Alabama auto insurance protects you against accidents and associated costs, but you must keep it so the state law. Lack of minimum liability insurance is illegal andwrong.
What is the evidence for my car insurance?
Insurance can offer you insurance card with all the details, like your car, model and year of purchase of vehicles, vehicle identification number, name of insurance company, name of insured, policy number with effective and expiry dates of the policy. Sometimes there are other proofs of your Alabama auto insurance premium, as input, liability insurance, temporary insurance card, certificateYour insurance from your insurance company, a copy of the rental agreement, in which insurance coverage, etc.
Do I need a proof of insurance coverage?
Yes, you must carry proof of your Alabama auto insurance in your vehicle. You should be able to show it to law enforcement authorities if required. If you have no proof of insurance, you are guilty of improper conduct and must comply with fines of 500 euros. Repeated offenses imposing severe penalties and suspension of yourLicense.
What determines my premium?
Auto insurance premiums for general insurance companies to fix handling of state drivers. There is an average of all fees required and the exact premium depends on further calculations, such as your age, vehicle type, location, etc. You can also numerous quotations from various Alabama auto insurance companies receive and select the most appropriate insurance for your vehicle.
