subject: Cheap Car Insurance For Teenagers [print this page] Many elements determine a car insurance policy. Car insurance companies look at the person's age, your driving record, and even the type of car drives before offering a quote for car insurance. Unfortunately, these factors can work against teens that are looking for cheap car insurance.
Teenagers are young, so you do not have much driving experience. This lack of driving experience sometimes results in accidents and traffic violations, which are documented on their driving records.
One way to get cheap car insurance for your child is to add him or her in your current auto insurance policy. This can increase your insurance premium car a bit, but the premium increase will still be cheaper than a car insurance policy for your child separately.
There are benefits for parents to add their young drivers to their current car insurance policy.
You can get a discount to add another vehicle to your policy. Many auto insurance companies offer discounts to policyholders who add extra cars to its current policies. Depending on the amount of the discount, this can help offset the difference in premium increases experience.
You can get a discount if your son makes a good grade. Teens that take, and pass, driver education courses tend to have cheaper rates for auto insurance than teens that do not. Some auto insurance companies offer discounts to teens that have good grades in other classes. Driver education courses offered as part of the curriculum in most high schools, and many states require teens to take driver education courses approved before they can get their driver's licenses.
You are teaching your child to be responsible. If you add your teen to your current policy of automobile insurance, have your child pay for their share of the premium. This will help your child to save money and better understand the value of a dollar.
by: jobylle
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