subject: Minimum Car Insurance Needed in Washington DC? [print this page] Minimum Car Insurance Needed in Washington DC?
Every state has it's own set of minimum car insurance requirements that you must abide by when you drive a car. In fact, Infiniti dealerships of DC cannot even let you drive a car off the lot if you don't have proof of adequate car insurance coverage.
The following car insurance requirements are needed for Washington DC drivers, but keep in mind it's probably a good idea to cover insurance above and beyond the minimum requirements to better protect you in the event of an accident.
Washington DC car insurance minimums are 25/50/10. This means:
Bodily Injury Liability: $25,000
The driver of the car is covered for $25,000 in bodily injury protection. If you get hurt while driving your Infiniti, this is how much medical coverage you have through your car insurance. While $25,000 seems like a lot, in the event of any major accident, you'll be surprised just how quickly medical expenses add up.
Bodily Injury Liability Per Accident: $50,000
This part of your insurance coverage will provide medical coverage to the passengers in your car. In Washington DC, you need at least $50,000 bodily injury liability coverage per accident.
Property Damage Liability Per Accident: $10,000
Any time you are involved in an accident that causes damage to property whether that is someone's house, mailbox, a street light, etc this portion of car insurance covers property damages. In Washington DC, you need a minimum of $10,000 property damage per accident.
Uninsured Motorist Insurance Coverage
Washington DC also requires that all car owners add uninsured motorist coverage to their car insurance policies to cover other drivers and passengers in other vehicles who do not have car insurance.
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