subject: Housing Assistance For Single Mothers [print this page] Housing Assistance For Single Mothers Housing Assistance For Single Mothers
Single moms often talk about how difficult it is to make ends meet. The biggest chunk of their payroll often goes to paying rent. Therefore, it is really imperative to find housing assistance for single mothers that can help them get by and provide more for their children's other basic needs.
When looking for housing assistance for single moms, the first stop is usually the government agency involved in housing programs. This is the Housing and Urban Development (HUD), which has several programs designed not just for single moms, but more so for families of low income who may not be able to afford the usual mortgage loans extended by banks and private mortgage lenders.
The HUD does not actually extend home loans for single mothers, but it has programs in place that single moms could benefit from. One program is extends home guarantees that a qualified single mom can use as a payment guarantee for a mortgage loan. If you are interested to avail of this program, check with the HUD branch in your state, and find out more details about it.
Another housing assistance for single mothers extended by the HUD is the Housing Choice Vouchers Program. Each state has different implementing guidelines for this program, so you would have to check with your state agency on how you can avail of these vouchers. You can actually use these vouchers to purchase affordable homes at discounted prices.
Housing assistance for single mothers are also provided by some non-government organizations that understand the plight of single parents who wish to provide a good home for their children, and yet are unable to do so because of financial difficulties.
Moving from one place to another can be quite traumatic for your children, but in times of financial difficulties, you may not have much of a choice. There are actually charitable organizations that provide temporary housing assistance for families who have no permanent place to stay, until the parent can find a good job that will allow the family to move to a more stable place.
You can spend some time looking for these non-profit organizations in your state, and do not hesitate to approach them for assistance.
The Internet is a valuable tool which you could use for your search. However, do your due diligence because there are some scams that abound on cyberspace. The safest and more reliable sources for housing assistance for single mothers can be found on your state official website.
There is no reason to give up that dream of purchasing a home for your family. You only need to find the source for housing assistance for single mothers, and you will be on your way to making that dream a reality.
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