subject: 5 tips to pay less for your car insurance [print this page] 5 tips to pay less for your car insurance
Find an auto insurance student can be a real headache for young drivers. The fact is that 18-24 years represent almost one quarter of road accidents in US. It is normal for insurers to charge rates that sometimes reach double the insurance rates they offer their experienced drivers.
Insurers apply because an increase in youth license to cover the risk of accidents. This increase will decline after a year without incident and disappear completely after 2 years of accident-free driving charge.
This increase may seem exorbitant, especially for students, but know that there are tricks to reduce your auto insurance rates. Whether you already bought your car or not, here are 5 tips to pay less for your car insurance.
Firstly, it is strongly recommended, whatever your age, go through the training or conduct accompanied AAC. Young drivers getting their license after 1-2 years of driving with at least 3000 km and are no longer regarded as inexperienced and as such benefit from cheaper rates from auto insurance. The student auto insurance rates for candidates who have completed the accompanied driving are indeed almost identical to the rates offered to experienced drivers.
If you own several tuner cars, make sure you check out our website to find out more about car insurance on tuner cars.
Then, as regards the car, prefer a first step, and if it is possible to use the family car making you sure as second driver. After 2-3 years, you can then buy your first car, a compact model of opportunity rather than a sedan powerful and new. The rates are decreasing with the age of the car, so we recommend buying a second hand car. Similarly, the color can also work in your favor because the red car owners tend to be more often involved in accidents than those driving cars with dark colors. So your car insurance student will be significantly reduced.
There are different auto insurance contracts: third and all risks. For a car of at least 5 years, it is no longer viable to take comprehensive insurance. You will sign a contract for a car whose value is so low that in case of accident, your insurer will not want to cover expenses that will exceed the selling price of the car. Therefore it will cost you less to repair your small occasional damage costs rather than take a full insurance.
Also try to estimate your real needs and your use of your insured vehicle. If you are a small roller, that is to say that you do not will pass 10,000 km in the year, you can easily benefit from a preferential rate auto insurance.
Finally, and this is a blooming market: manufacturers diversify and sell more cars, offer insurance. Somehow, it is indeed very easy to maintain and repair a car of their own brand. Feel free to ask about the Internet and in the concession or garage of your manufacturer.
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