subject: Consider the Best Forms of Payment Before You Make a Money Transfer to Indonesia [print this page] Consider the Best Forms of Payment Before You Make a Money Transfer to Indonesia
You should know that Indonesian currency is the rupiah, and will likely be pleasantly surprised that you can get a lot for your dollar here. This is especially true in areas like Java, Sumatra, and Nusa Tenggara. However, areas with fewer tourists can be more expensive, such as Maluku and Papua. You should know that $1 USD equals about 9,000 rupiah, and you can exchange money in many areas in this country, especially Bali, Jakarta, and Java. However, sometimes the U.S. dollar and the euro are accepted, so keeping some cash in your country's currency is fine.
ATMs in Indonesia are increasingly widespread, which means that you may able to use a prepaid debit card to make a money transfer to Indonesia during your stay. Most ATMs take Visa, MasterCard, Cirrus, and Maestro, but occasionally ATMs are down or run out of money, so do not depend solely on them to get money out. Fortunately, many nice restaurants and large hotels in tourist towns also accept credit and debit cards for payment. On the other hand, know that most venders in Papua and Maluku do not take cards, so have some cash on hand at all times.
You can use traveler's checks in Indonesia, but there is often a ten percent commission added to them, so it may not be worth it. Be sure to do the math on your own so that you do not get shortchanged when cashing these. If the place you go to seems suspicious or the math does not add up, consider using the checks elsewhere so that you get your money's worth.
Just like when you visit any country, it is best to ensure that you have several ways to make a money transfer to Indonesia. This way, your vacation will not be ruined by running out of usable money. A combination of cash, prepaid debit card, and traveler's checks, or at least two of the three, is the best way to be safe.
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