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subject: Discover Facts About ATMs in the Area Before You Transfer Money to Thailand [print this page]


Discover Facts About ATMs in the Area Before You Transfer Money to Thailand

ATMs in Thailand are widespread, except in rural areas that are far from major cities. Large cities include Bangkok, Samut Prakan, and Nonthaburi. If you relative resides in a small town not near any of these cities, it is best to ask them if any ATMs or merchants who accept cards are nearby. If not, it may be best to send money to their bank account, or perhaps have them pick up funds at a specified location. However, most residents of Thailand probably have access to ATMs and would find a prepaid debit card quite useful. When using ATMs, your relative will find that the exchange rate is automatic and does not cost additional money, which is more than can be said for many banks that offer money transfer services.

Your relative should know that most ATMs in Thailand feature a daily withdrawal limit of 20,000 to 100,000 Thai baht. You should advise your relative to try to keep some cash on them at all times since ATMs in the area have a tendency to break down at night, and are not often fixed for at least a day. Additionally, not every ATM accepts every type of card. Many popular prepaid debit cards carry the MasterCard logo, so your relative should look for that logo on the ATM before depending on that particular machine to offer cash.

Though many retailers accept cards, getting cash out of the ATM is often advisable when possible. This is because many vendors in Thailand charge a fee of about two to five percent of the transaction to help them cover their costs for having a credit card machine. Though it is technically illegal to do this in Thailand, a number of retailers reportedly get away with it, and it is always best to be prepared. Therefore, alert your relative that it is advised that they have some cash available should they encounter a retailer who charges a large fee.

Sending money to Thailand is typically easy with a prepaid debit card, and using this type of card will also likely be simple for your relative. Just ask before you transfer money to Thailand through this method to ensure that your recipient is okay with using a card. It is likely that they will be thrilled to be able to receive funds on a card that is so easy to use.




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