subject: Finding Cheap Motorcycle Insurance Online [print this page] Cruising along a winding country road on a motorcycle is of course a thrilling
experience and when you get the opportunity to open that throttle on a motorway, the experience becomes even more exhilarating.
Many people however still consider a motorcycle to be 'death on two wheels' and while this may not necessarily be true, it is fair to say that motorcycles often end up beyond repair when they're involved in an accident.
Not only is it a legal requirement to have insurance, but considering how expensive motorcycles are, you'd be a fool to take your dream machine on the roads without having any cover in place. Of course, bikers are no different to anyone else, in that they also want to find cheap motorcycle insurance rather than having to pay through their necks.
Even today it seems to be a common misconception that insurance companies are reluctant to ensure motorcycles. While this may have been the case some years ago, it certainly isn't the case any more. In fact, you'll find many insurance companies which are more than happy to receive your business and providing you meet certain criteria, you can end up securing an exceptional deal.
When you're looking for cheap motorcycle insurance it's a crucial for you to mention this to the insurance companies you contact, in that many of them are nowadays willing to tailor a policy to your individual needs. Likewise, practically all insurance companies will be willing to offer you a wide range of discounts, but of course it's up to you to determine what needs to be done in order to qualify for those discounts.
For example, if you're over the age of 25 then your premiums will automatically be lower than they would have been, had you been eighteen or nineteen. This is essentially because younger drivers are considered to be less experience than older drivers and of course they're also believed to be more reckless and more likely to take risks.
If the weather in your area is of such a nature that your motorcycle remains in the garage during the winter months, then you will also qualify for lower premiums. This is because of the fact that the less time you're motorcycle spends on the roads, the less chance there is of it being involved in an accident. Also, because you are storing it under lock and key, there is less chance of it being stolen.
These are all things which can help to ensure you get cheap insurance.Many people still prefer to visit a number of insurance companies in person when shopping for insurance. Likewise, many people still continue to use the phone, but it's important that you realise that the vast majority of insurance companies prefer to deal with online applications and in order to encourage this, most of them offer an additional discount if you take out a policy over the internet.
Apart from the fact that you can knock a significant amount off the premiums, shopping for cheap motorcycle insurance online is certainly the most convenient option you have. No matter what you may have read, or may have been told, it is nowadays relatively easy to find cheap motorcycle insurance providing you're willing to shop around online a little.
by: Tom Jones
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