subject: Bankruptcy - Select The Correct Option And Benefit From It [print this page] Many individuals are filing for bankruptcy in the United States, and it's expected many more are likely to do so in the coming months. The economic crisis makes it difficult for Americans to earn a proper living, and bankruptcy lawyers are likely to remain busy since the unemployment levels are steadily rising. Approximately 130,000 families filed for bankruptcy in the last month alone, and the current trend indicates more debtors are likely to avail the Chapter 7 and Chapter 13 statute benefits. The major issue faced by the debtors is how to go about filing a bankruptcy? What's the best way of doing it, and what kind of bankruptcy ought to be availed? The following pointers can help you in understanding how and why to file for bankruptcy:
The correct bankruptcy option for you
People tend to think a bankruptcy can eliminate debt in totality, and after one files for one, one's going to be debt free. That's not true. Bankruptcy doesn't eliminate all kinds of debts. Certain debts originating out of alimony and child support related issues can't be filed for bankruptcy, and even student loans aren't covered. So one has to decide upon the correct type of bankruptcy, which can cover the major debts. Our bankruptcy attorneys explain the personal bankruptcy rules in dept, so the individual can understand what types of debts bankruptcies cover, and also help them file for personal bankruptcy.
Saving your assets
There's a common belief amongst debtors filing for bankruptcy that it'll leave them with nothing. Again, that's not true. It's possible to save. Our bankruptcy lawyer studies the debtor's debt condition in details, and works out which of the assets possessed by the debtor can be declared as exempt, and can be saved from the bankruptcy process.
Filing for medical bankruptcy
People suffer from bankruptcies. That's the easiest way of explaining how bankruptcies affect people. And if the bankruptcy has been filed to cover medical debt, it's even worse, since the individual has availed medical help and is likely to need some time in becoming normal again. Our bankruptcy lawyers help in filing medical bankruptcy, and help the person benefit through medical debt bankruptcy.
by: Judy Dixon
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