subject: Five Easy Ways To Save Money [print this page] Unless you are a gazillionaire like Donald Trump or Bill Gates, you probably dont have all the money you need to
buy everything you want. Whether the economy is up or down its always a good idea to periodically assess your
own personal economy and look for ways to spend less and save more. One good way to start this process is to
check your attitude toward spending. This article presents five ways you can save money by examining your priorities, settting spending limits, simplifying your life, being thankful for what you have, and choosing to be happy regardless of your circumstances.
1. Examine Priorities. Ask yourself the question, What do I really need out of life? In view of the big picture, are those things you buy really needed, or do they just fill a whim or a want? If you want to save money, then prioritize what is really important to you, what things will improve your life. Then spend money only on those things.
2. Set Spending Limits. Do a self-audit and determine how much money you really need to meet your basic needs. People often spend much more than money than needed to satisfy what they want rather than what they need. Save money by purchasing only the things that you need, not on the things you merely want.
3. Simplify Your Life. Life can be complicated, hectic, demandingand expensive. Try to simplify your life. Pare back to the bare essentials. Do you really need that health club membership? Do you really need that ski boat? Do you need to buy expensive designer clothes? Is it necessary to go out with your friends every weekend? These and other superfluous things can cost you big money, and the more you spend, the more you will have to work to maintain that lifestyle. Cut back on some of the non-essentials and save a boatload of money.
4. Be Thankful For What You Have. Its easy to look at what other people have, and covet those things for ourselves. However, having more things does not in itself bring happiness, for its likely that you will soon want even more. Its a never-ending cycle that can cost you a fortune. Take stock of all that you have your possessions, your job, your friends, your hobbies, etc., and youll discover you probably have a pretty good life. Stop trying to get more things and be thankful for what you already have. Not only will you have peace of mind, but you will save money to boot.
5. Dont Worry, Be Happy. Happiness is choice - a state of mind not necessarily dependent upon how much or how little money you have. You can be happy whether you have a little or a lot its up to you. You can have great wealth and still be unhappy and miserable; you can live from paycheck to paycheck and be happy and content.
In conclusion, weve looked at five ways to cut costs and save money by examining your spending priorities, setting spending limits, simplifying your life, being thankful for what you already have, and choosing to be happy in whatever financial state you are currently in. The process of checking your attitude toward spending should not be hard, but it will take some honesty on your part if you really want to cut costs and save money. Try implementing these changes in your life today and see how much money you can save.
by: Jesse Whitehead
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